Do and Don't

  • Review annually your particular insurance needs. Circumstances and your income changes.
  • Update your nomination details. Get someone you trust to hold the nomination details, that is the whole purpose of buying life insurance. By the way, keep KWSP nomination updated too. You can't WILL away Insurance Nomination and KWSP Nomination, by law.
  • Be sure the premiums are within your ability to pay. 
  • Read your policy carefully. Ask your agent or company about anything that is not clear to you.
  • Disclose properly the required details (when applying new policy) to avoid unnecessary complication later.

  • Don't buy life insurance unless you intend to stick with it. It can be very costly if you quit during the early years of the policy.
  • Don't terminate an existing policy for a new one (especially told by a selling agent) unless it is clearly analysed that it benefits you.

Contact us for more discussion and advice. 

Don't worry, you have no obligation to buy. So, feel free to contact us.