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Benefits Details - Women Premier

- 100% of the rider’s Sum Assured is payable upon diagnosis of Female Cancer.
The following situations, conditions or illnesses are excluded:
(a) any diagnosis of a Female Cancer within 60 days of the Issue Date or any
reinstatement date of the Policy whichever is the later;
(b) any incidence of any Female Cancer other than the first incidence of any Female Cancer;
(c) any diagnosis of Acquired Immune Deficiency Syndrome (AIDS) or AIDS
Related Complex howsoever this condition or illness may have been acquired
or may be named;
(d) Death of the life assured within seven (7) days following the date of diagnosis
of any of the Female Cancer.
- 20% of the rider Sum Assured subject to a maximum of RM20,000 is payable upon diagnosis of
Carcinoma-in-situ of Breast and Cervix Uteri.
The following situations, conditions or illnesses are excluded:
(a) any diagnosis of a Carcinoma-in-situ within one hundred and twenty (120) days of the
Issue Date or any reinstatement date of the Policy whichever is the later;
(b) any incidence of any Carcinoma-in-situ other than the first incidence of any
Carcinoma-in-situ;
(c) any diagnosis of Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related
Complex howsoever this condition or illness may have been acquired or may be named.
- 50% of rider Sum Assured subject to a maximum of RM25,000 is payable for Facial
Re-constructive surgery due to accident.
The following situations, conditions or illnesses are excluded:
(a) Facial/neck disfigurement as a result of an accident occurring before the Issue
Date or any reinstatement date of the Supplementary Insurance whichever is the later; or
(b) any incidence of any Facial Reconstructive Surgery Due To Accident other than the first
incidence of any Facial Reconstructive Surgery Due To Accident.
- 50% of rider Sum Assured is payable subject to a maximum of RM50,000 upon confirmation of
Pregnancy Complication / Congenital Anomalies. The said coverage cease at age 45.
The following situations, conditions or illnesses are excluded:
(a) any diagnosis of a Pregnancy Complication within one year of the Issue Date or any
reinstatement date of the Policy whichever is the later;
(b) any incidence of any Pregnancy Complication other than the first incidence of any Pregnancy
Complication;
(c) Death of the life assured within thirty (30) days following the date of diagnosis of any of the
Pregnancy Complication;
(d) If the Life Assured opts for elective termination of pregnancy other than for the 3 medical
reason as defined above (a), (b) and (c).
(e) any delivery of an diagnosed Infant to be suffering from Congenital Anomalies wherein the
delivery took place within one year of the Issue Date or any reinstatement date of
Supplementary whichever is the later;
(f) any diagnosis after two (2) years from the date of the delivery of the infant;
(g) any incidence of any Congenital Anomalies other than the first incidence of any Congenital
Anomalies; or
(h) Death of the Infant within twenty eight (28) days from the date of delivery.
- 100% of the rider Sum Assured is payable upon death due to childbirth. The said
coverage cease at age 45.
The following situations, conditions or illnesses are excluded:
(a) any Death Due To ChildBirth within one year of the Issue Date or any reinstatement date of
the Supplementary whichever is the later;
(b) any Death due to suicide;
(c) Death not directly attributable to complications of childbirth;
(d) Death occurring during the first 168 days of pregnancy; or
(e) Death occurring more than 30 days after the delivery.
- 1% of rider Sum Assured per day (maximum 5 days per delivery) of hospital confinement is payable
as the Hospitalisation Benefit
on Childbirth. The said coverage cease at age 45.
The following situations, conditions or illnesses are excluded:
(a) Any hospital confinement due to ChildBirth within one year of the Issue Date or any
reinstatement date of the Supplementary whichever is the later;
(b) Any hospital confinement due to ChildBirth other than the first three claims
admitted under this benefit.
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