Retirement Plan

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Most people have EPF account but most out of the most have insufficient EPF fund for post-retirement life, why?
  • Contribution is only 23% of your income;
  • Contribution in early years of working is based on "lower" salary but lifestyle has been upgraded many times by the time of retirement;
  • Return getting lower and lower (Year 2000 to Year 2009, average only 5.06%)
  • Too many withdrawal scheme promote drawing during pre-retirement..........
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Subpages (1): Why Interest Rate Will Remain Low???
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